15313 White Oak Ln, Conroe, TX 77303 Property Records

Montgomery County property record for 15313 White Oak Ln, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,530 sqft · built 1978
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,300 (Sep 2016)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9453-00-08100`

Property Details

APN / Parcel Number

Primary APN	`9453-00-08100`
Alternative APN	`R172818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	76,230 sqft
View / Lot	Front
Porch	Open Concrete/Masonry Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15313 WHITE OAK LN
City	CONROE
State	TX
Zip	77303-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S945300 - WALCO ACRES, LOT 81, 82, ACRES 1.75
Legal Subdivision	WALCO ACRES
Legal Lot Number	81,82
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	694001

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15313 WHITE OAK LN, CONROE, TX 77303-3965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Sep 9, 2016
Deed Document Number	201686805
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15313 WHITE OAK LN, CONROE, TX 77303-3965
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15313 WHITE OAK LN, CONROE, TX 77303-3965

Mortgage

Document Number	0000014265
Date	Feb 15, 2024
Instrument	2024014265

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Oct 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15313 WHITE OAK LN, CONROE, TX 77303-3965
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15313 WHITE OAK LN, CONROE, TX 77303-3965

Mortgage

Document Number	0000076829
Date	Jun 4, 2021
Instrument	2021076829

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,631 (-1.4%) Land $87,500 Building $112,131	$199,631 (-7.63%) Land $87,500 Building $112,131
2025	$1,680.00 (-6.41%) Homeowner's exemption	$202,469 (+1%)	$216,119 (-40.89%) Land $87,500 Building $128,619
2024	$1,795.00 (+16.63%) Homeowner's exemption	$184,063 (+1%) Land $87,500 Building $278,097	$365,597 (+53.75%) Land $87,500 Building $278,097
2023	$1,539.00 Homeowner's exemption	$167,330 Land $87,500 Building $150,280	$237,780 Land $87,500 Building $150,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUT AND SHOOT serves 6,000 people · EPA ID TX1700592
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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