15232 White Oak Ln, Conroe, TX 77303 Property Records

Montgomery County property record for 15232 White Oak Ln, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$241,100 (Sep 2021)
Tax Bill	$693 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9453-00-07400`

Property Details

APN / Parcel Number

Primary APN	`9453-00-07400`
Alternative APN	`R172810`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	43,560 sqft
View / Lot	Front
Porch	Open Frame Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	15232 WHITE OAK LN
City	CONROE
State	TX
Zip	77303-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WALCO ACRES, LOT 74, ACRES 1.000
Legal Subdivision	WALCO ACRES
Legal Lot Number	74
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	694001

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15232 WHITE OAK LN, CONROE, TX 77303-3962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage LOAN SIMPLE INC
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit J S C FEDERAL CREDIT UNION
Oct 29, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Dec 27, 2016
Deed Document Number	2021128713
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	0000104328
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 16, 2021
Property Address	15232 WHITE OAK LN, CONROE, TX 77303-3962
Document Number	0000128713
Map Reference	FILE 8834701
Instrument Date	Sep 15, 2021
Instrument	2021128713
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15232 WHITE OAK LN, CONROE, TX 77303-3962

Mortgage

Document Number	0000128714
Date	Sep 16, 2021
Instrument	2021128714

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15232 WHITE OAK LN, CONROE, TX 77303-3962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002887
Date	Jan 8, 2021
Instrument	2021002887

Lender

Name	J S C FEDERAL CREDIT UNION
Type	Credit Union
Address	HOUSTON, TX 77058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 29, 2018
Property Address	15232 WHITE OAK LN, CONROE, TX 77303-3962
Document Number	0000104328
Instrument Date	Dec 14, 2017
Instrument	104328
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15232 WHITE OAK LN CONROE TX 773033962, CONROE, TX 77303-3962

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,694 (-5.73%) Land $50,000 Building $71,694	$121,694 (-5.73%) Land $50,000 Building $71,694
2025	$693.00 (-46.77%) Homeowner's exemption	$129,087 (-14.5%) Land $50,000 Building $79,087	$129,087 (-39.19%) Land $50,000 Building $79,087
2024	$1,302.00 (-40.25%) Homeowner's exemption	$150,986 (+1%) Land $50,000 Building $162,270	$212,270 (+54.65%) Land $50,000 Building $162,270
2023	$2,179.00 Homeowner's exemption Disabled Person's exemption	$137,260 Land $50,000 Building $87,260	$137,260 Land $50,000 Building $87,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUT AND SHOOT serves 6,000 people · EPA ID TX1700592
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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