15311 Highland Bluff, Minnetonka, MN 55345 Property Records

Hennepin County property record for 15311 Highland Bluff, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,182 sqft · built 1989
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Last Sale	$756,000 (Sep 2014)
Tax Bill	$14,740 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-117-22-21-0036`

Property Details

APN / Parcel Number

Primary APN	`28-117-22-21-0036`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,182 sqft Living Area
Gross Area	4,505 sqft
1st Floor Area	3,182 sqft
Basement Area	1,323 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	188 ft deep x 95 ft wide
View / Lot	Lake
Garage Type	Basement
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	15311 HIGHLAND BLF
City	MINNETONKA
State	MN
Zip	55345-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 006 BLOCK 001 A HIGHLAND BLUFFS N 95X188X160X231
Legal Range	22
Legal Township	117
Legal Section	28
Legal Quarter	21
Legal Subdivision	HIGHLAND BLUFFS
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3001
Census Tract	26206

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISTINCTIVE MORTGAGES LLC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Nov 17, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Prior Sale	Feb 26, 2003 · Amount on Record
Deed Document Number	2014260855
Last Transfer Date	Jun 2, 2023
Transfer Doc	0011205167
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Jun 2, 2023
Property Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0A11205167
Instrument Date	Jun 2, 2023
Instrument	A11205167
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10908769
Date	Feb 1, 2021
Instrument	A10908769

Lender

Name	DISTINCTIVE MORTGAGES LLC
Type	Mortgage Company
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0010511347
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15311 HIGHLAND BLF MINNETONKA MN 553453600, MINNETONKA, MN 55345-3600

Mortgage

Document Number	0010511347
Date	Dec 14, 2017
Instrument	10511347

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15311 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0010509908
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15311 HIGHLAND BLF MINNETONKA MN 553453600, MINNETONKA, MN 55345-3600

Mortgage

Document Number	0010509908
Date	Dec 8, 2017
Instrument	10509908

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,740.00 (+28.21%)	$1,027,100 (+14.35%) Land $259,600 Building $767,500	$1,027,100 (+14.35%) Land $259,600 Building $767,500
2023	$11,497.00 Homeowner's exemption
2022		$898,200 Land $259,600 Building $638,600	$898,200 Land $259,600 Building $638,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Highland Bluff

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures