15272 Highland Bluff, Minnetonka, MN 55345 Property Records

Hennepin County property record for 15272 Highland Bluff, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 3,213 sqft · built 1972
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,360 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-117-22-21-0032`

Property Details

APN / Parcel Number

Primary APN	`28-117-22-21-0032`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,213 sqft Living Area
1st Floor Area	3,213 sqft
Basement Area	1,532 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	37,026 sqft (0.85 acres)
Lot Depth	190 ft Depth
View / Lot	Lake
Garage Type	Detached
Garage Area	768 sqft
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	15272 HIGHLAND BLF
City	MINNETONKA
State	MN
Zip	55345-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 002 BLOCK 001 A HIGHLAND BLUFFS SUBJECT TO ROAD SW47X190X249X331
Legal Range	22
Legal Township	117
Legal Section	28
Legal Quarter	21
Legal Subdivision	HIGHLAND BLUFFS
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3001
Census Tract	26206

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BK
Sep 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit JOHNSON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2019
Transfer Doc	0010708014
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11103479
Date	Apr 29, 2022
Instrument	A11103479

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 9, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10964258
Date	May 19, 2021
Instrument	A10964258

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0010797956
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15272 HIGHLAND BLF MINNETONKA MN 553453600, MINNETONKA, MN 55345-3600

Mortgage

Document Number	0010797956
Date	Jun 12, 2020
Instrument	10797956

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 20, 2019
Property Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0010708014
Instrument Date	Sep 18, 2019
Instrument	10708014
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15272 HIGHLAND BLF MINNETONKA MN 553453600, MINNETONKA, MN 55345-3600

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	15272 HIGHLAND BLF, MINNETONKA, MN 55345-3600
Document Number	0010475363
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15272 HIGHLAND BLF MINNETONKA MN 553453600, MINNETONKA, MN 55345-3600

Mortgage

Document Number	0010475363
Date	Aug 29, 2017
Instrument	10475363

Lender

Name	JOHNSON BK
Type	Bank
Address	HAYWARD, WI 54843-0916

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,360.00 (+11.06%)	$812,300 (+4.96%) Land $259,600 Building $552,700	$812,300 (+4.96%) Land $259,600 Building $552,700
2024	$10,229.00 (+31.46%)	$773,900 (+21.53%) Land $259,600 Building $514,300	$773,900 (+21.53%) Land $259,600 Building $514,300
2023	$7,781.00 Homeowner's exemption
2022		$636,800 Land $259,600 Building $377,200	$636,800 Land $259,600 Building $377,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Highland Bluff

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures