Collier County property record for 1531 Whispering Oaks Cir, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,267 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2007) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 642400 A 83A10 |
| Primary APN | 642400 A 83A10 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,267 sqft Living Area |
| 1st Floor Area | 2,267 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Pool Area | 360 sqft |
| Deck Area | 815 sqft |
| Street Address | 1531 WHISPERING OAKS CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-4140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | STERLING OAKS PHASE 3A BLOCK A LOT 8 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 10 |
| Legal Subdivision | STERLING OAKS PHASE 3A |
| Legal Phase | 3A |
| Legal Tract | 642400 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10112 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 FLINTLOCK PL, GLEN GARDNER, NJ 08826-3047 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on Record |
| Deed Sale | Oct 23, 2007 · Amount on Record |
| Prior Sale | Mar 11, 1999 · Amount on Record |
| Deed Document Number | 20074086881 |
| Deed Book / Page | 4295 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 1531 WHISPERING OAKS CIR, NAPLES, FL 34110-4140 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 908 FINTLOCK PL, GLEN GARDNER, NJ 08826-3047 |
| Document Number | 0059803742 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 5980/3742 |
| Instrument | 6094686 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,041 (-4.3%) Land $244,956 Building $287,085 | $532,041 (-13.86%) Land $244,956 Building $287,085 | |
| 2025 | $5,808.00 (+6.02%) | $555,953 (+21%) | $617,652 (-1.57%) Land $362,404 Building $255,248 |
| 2023 | $5,478.00 (+6.45%) | $459,465 (+1%) | $627,504 (+16.21%) Land $310,632 Building $316,872 |
| 2022 | $5,146.00 | $417,695 | $539,956 Land $201,911 Building $338,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 318 units insured incl. 200 condo units |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Summit Broadband Cable | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures