Collier County property record for 1523 Whispering Oaks Cir, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1999 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Nov 2020) |
| Tax Bill | $3,935 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 642400 A 63A10 |
| Primary APN | 642400 A 63A10 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,841 sqft (0.18 acres) |
| Pool Area | 336 sqft |
| Deck Area | 764 sqft |
| Street Address | 1523 WHISPERING OAKS CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-4140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | STERLING OAKS PHASE 3A BLOCK A LOT 6 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 10 |
| Legal Subdivision | STERLING OAKS PHASE 3A |
| Legal Phase | 3A |
| Legal Tract | 642400 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10112 |
Source: Collier County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1523 WHISPERING OAKS CIR, NAPLES, FL 34110-4140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | May 18, 2007 · Amount on Record |
| Deed Document Number | 20205950647 |
| Deed Book / Page | 5841 / 3365 |
| Prior Transfer Date | Dec 12, 2003 |
| Prior Transfer Doc | 0034690262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 1523 WHISPERING OAKS CIR, NAPLES, FL 34110-4140 |
| Document Number | 0058413365 |
| Book / Page | 005841 / 003365 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 5950647 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | TITLE SPECIALISTS/THE GULF COA |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,835.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1523 WHISPERING OAKS CIR NAPLES FL 341104140, NAPLES, FL 34110-4140 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,140 (+2.7%) | $576,809 (-16.42%) Land $250,646 Building $326,163 | |
| 2025 | $3,935.00 (+2.39%) Homeowner's exemption | $425,648 (+5.99%) | $690,104 (-2.62%) Land $379,064 Building $311,040 |
| 2024 | $3,843.00 (+0.97%) | ||
| 2023 | $3,806.00 (-2.36%) Homeowner's exemption | $401,604 (+3%) | $708,694 (+14.46%) Land $324,912 Building $383,782 |
| 2022 | $3,898.00 Homeowner's exemption | $389,907 | $619,183 Land $211,193 Building $407,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 318 units insured incl. 200 condo units |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Summit Broadband Cable | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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