1531 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1531 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,974 sqft · built 1968
Lot Size0.304 acres (13,229 sqft)
Owner2 Individual Names on Record
Last Sale$153,000 (Sep 2002)
Tax Bill$2,036 (2025)
Flood ZoneZone X (minimal risk)
APN1011-174-03-002.000

Property Details

APN / Parcel Number

Primary APN1011-174-03-002.000
Alternative APN
  • 600000308720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,974 sqft Living Area
1st Floor Area1,974 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area13,229 sqft (0.304 acres)
Lot Dimensions126 ft deep x 105 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1531 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-7007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMPSON ADD LOT 44
Legal SubdivisionTHOMPSON ADD
Legal Lot Number44
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4001
Census Tract700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1531 E MAIN CROSS ST, FINDLAY, OH 45840-7007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2002 · Amount on Record
Deed SaleSep 16, 2002 · Amount on Record
Prior SaleNov 14, 1988 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,036.00 (-5.83%)$86,730 (+24.01%) Land $15,180 Building $71,550$247,780 (+24%) Land $43,360 Building $204,420
2023$2,162.00 Homeowner's exemption Senior Citizen's exemption$69,940 Land $12,240 Building $57,700
2022$199,830 Land $34,970 Building $164,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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