15305 E 109th Pl N, Owasso, OK 74055 Property Records

Rogers County property record for 15305 E 109th Pl N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 2013
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (Jul 2017)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00454-006-0013`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00454-006-0013`
Alternative APNs	`0092894` `92894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92894
Street Address	15305 E 109TH PL N
City	OWASSO
State	OK
Zip	74055-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 6 LAKE VALLEY IV
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY IV
Legal Block	6
Legal Lot Number	13
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1017
Census Tract	50404

Owner

Source: Rogers County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15305 E 109TH PL N, OWASSO, OK 74055-7335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 12, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	201710656
Deed Book / Page	2646 / 143
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Recording Date	Oct 1, 2026
Property Address	15305 E 109TH PL N, OWASSO, OK 74055-7335
Document Number	0000014996
Instrument Date	Jul 3, 2026
Instrument	202614996
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15305 E 109TH PL N, OWASSO, OK 74055-7335

Mortgage

Document Number	0000014996,
Date	Oct 1, 2026
Instrument	202614996

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2041

Interest

Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Jul 12, 2017
Property Address	15305 E 109TH PL N, OWASSO, OK 74055-7335
Document Number	0026460143
Book / Page	002646 / 000143
Instrument Date	Jun 20, 2017
Instrument	10656
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15305 E 109TH PL N OWASSO OK 740557335, OWASSO, OK 74055-7335

Mortgage

Document Number	26460145
Date	Jul 12, 2017
Book Page	002646/000145
Instrument	10657

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,990 (+3%) Land $3,708 Building $19,282	$208,998 (-7.26%) Land $33,708 Building $175,290
2025	$2,089.00 (+5.19%) Homeowner's exemption	$22,320 (+3%) Land $3,708 Building $18,612	$225,360 (-6.51%) Land $33,708 Building $191,652
2024	$1,986.00 (+5.75%) Homeowner's exemption	$21,670 (+3%) Land $3,918 Building $17,752	$241,065 (+11.94%) Land $35,616 Building $205,449
2023	$1,878.00 Homeowner's exemption	$21,039 Land $4,338 Building $16,701	$215,344 Land $45,000 Building $170,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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