15205 E 109th Pl N, Owasso, OK 74055 Property Records

Rogers County property record for 15205 E 109th Pl N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 2011
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2025)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00454-006-0015`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00454-006-0015`
Alternative APNs	`0092896` `92896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92896
Street Address	15205 E 109TH PL N
City	OWASSO
State	OK
Zip	74055-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 6 LAKE VALLEY IV
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY IV
Legal Block	6
Legal Lot Number	15
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1017
Census Tract	50404

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15205 E 109TH PL, N ,OWASSO, OK
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage WESTREET FCU
Jan 18, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Document Number	202513795
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	15205 E 109TH PL N, OWASSO, OK 74055-7337
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15205 E 109TH PL N, OWASSO, OK 74055-7337

Mortgage

Document Number	0000020680
Date	Dec 28, 2022
Instrument	2022-020680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	351 Months
Due	Mar 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Oct 1, 2025
Property Address	15205 E 109TH PL N, OWASSO, OK 74055-7337
Document Number	0000013795
Instrument Date	Sep 22, 2025
Instrument	2025-013795
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	COLONIAL TITLE, COLONIAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15205 E 109TH PL N, OWASSO, OK 74055-7337

Mortgage

Document Number	0000013796
Date	Oct 1, 2025
Instrument	2025-013796

Lender

Name	WESTREET FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Jan 18, 2023
Property Address	15205 E 109TH PL N, OWASSO, OK 74055-7337
Document Number	0000000749
Instrument Date	Jan 9, 2023
Instrument	2023-000749
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	OKLAHOMA SECURED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 E 109TH PL N, OWASSO, OK 74055

Mortgage

Document Number	0000000750
Date	Jan 18, 2023
Instrument	2023-000750

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,051 (+18.64%) Land $9,449 Building $18,602	$255,008 (+18.64%) Land $85,903 Building $169,105
2025	$2,316.00 (-4.57%)	$23,643 (-6.4%) Land $4,164 Building $19,479	$214,937 (-6.4%) Land $37,857 Building $177,080
2024	$2,427.00 (+39.08%)	$25,259 (+28.71%) Land $4,400 Building $20,859	$229,629 (+12.63%) Land $39,999 Building $189,630
2023	$1,745.00 Homeowner's exemption	$19,625 Land $4,008 Building $15,617	$203,873 Land $45,000 Building $158,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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