DeSoto County property record for 1530 Pontotoc St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 1,425 sqft · built 2000 |
| Lot Size | 0.325 acres (14,162 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,884 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-01-0-00040-00 |
| Primary APN | 3-07-3-07-01-0-00040-00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,425 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,162 sqft (0.325 acres) |
| Lot Dimensions | 159 ft deep x 90 ft wide |
| Street Address | 1530 PONTOTOC ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | HERNANDO ESTATES S-D LOT 40 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | HERNANDO ESTATES S-D |
| Legal Lot Number | 40 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71121 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 199 LAFAYETTE ST APT 7, 7, NEW YORK, NY 10012-4279 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Feb 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK |
| Mar 30, 2022 | Warranty Deed, Transfer NOT AVAILABLE, SPRUCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 |
| Deed Sale | Mar 30, 2022 |
| Deed Document Number | 0000992401 |
| Deed Book / Page | 992 / 401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1530 PONTOTOC ST, HERNANDO, MS 38632-1211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004645/348 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 4645/348 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Nov 20, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1530 PONTOTOC ST, HERNANDO, MS 38632-1211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004883/698 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 4883/698 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 10, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 30, 2022 |
| Property Address | 1530 PONTOTOC ST, HERNANDO, MS 38632-1211 |
| Document Number | 000992/401 |
| Book / Page | 992 / 401 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Mar 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, SPRUCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1452 THUNDERBIRD DR N, 1452, HERNANDO, MS 38632-4345 |
| Name | Verified Name |
|---|---|
| Address | 32 MERCER ST # 4TH, NEW YORK, NY 10013-2518 |
| Investor | Possibly a Property Investor |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 (+14.46%) | $16,172 (+36.24%) Land $2,250 Building $13,922 | $107,812 (+36.25%) Land $15,000 Building $92,812 |
| 2023 | $1,646.00 | $11,870 | $79,130 Land $15,000 Building $64,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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