1. Home
  2. Mississippi
  3. DeSoto County
  4. Hernando
  5. Pontotoc St

1512 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1512 Pontotoc St, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details1,929 sqft · built 2000
Lot Size0.338 acres (14,713 sqft)
Owner2 Individual Names on File
Last Sale$244,100 (Nov 2021)
Tax Bill$1,213 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-3-07-01-0-00039-00

Property Details

APN / Parcel Number

Primary APN3-07-3-07-01-0-00039-00

Interior

Building Area1,929 sqft Adjusted Area
1st Floor Area1,457 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area14,713 sqft (0.338 acres)
Lot Dimensions160 ft deep x 95 ft wide

Location & Zoning

Street Address1512 PONTOTOC ST
CityHERNANDO
StateMS
Zip38632-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionHERNANDO ESTATES S-D LOT 39
Legal Range007
Legal Township03S
Legal Section07
Legal SubdivisionHERNANDO ESTATES S-D
Legal Lot Number39
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2013
Census Tract71121

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1512 PONTOTOC ST, HERNANDO, MS 38632-1211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY BANK
Nov 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleJul 11, 2013 · Amount on Record
Deed Book / Page980 / 84
Prior Transfer DateNov 24, 2021
Prior Transfer Doc0000980/84
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1512 PONTOTOC ST, HERNANDO, MS 38632-1211
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 PONTOTOC ST, HERNANDO, MS 38632-1211

Mortgage

Document Number005255/416
DateJun 1, 2021
Book Page5255/416
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueMay 21, 2022

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateNov 30, 2021
Property Address1512 PONTOTOC ST, HERNANDO, MS 38632-1211
Document Number0000980/84
Book / Page980 / 84
Map ReferenceMB 3 PG 33
Instrument DateNov 24, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1512 PONTOTOC ST, HERNANDO, MS 38632-1211

Mortgage

Document Number0000540957
DateNov 30, 2021
Instrument5409/57
Lender
NameEAGLE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,213.00 (+19.39%)$12,991 (+36.88%) Land $1,500 Building $11,491$129,913 (+36.88%) Land $15,000 Building $114,913
2023$1,016.00$9,491$94,908 Land $15,000 Building $79,908

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Telapex
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Pontotoc St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures