1530 Echo Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 1530 Echo Dr, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 980 sqft · built 1955
Lot Size9.24 acres (402,494 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Nov 2019)
Tax Bill$1,630 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09204 1 12

Property Details

APN / Parcel Number

Primary APN09204 1 12
Alternative APN
  • 167557

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area980 sqft Heated Area
Gross Area1,482 sqft
1st Floor Area980 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area402,494 sqft (9.24 acres)
Garage TypeCarport
Garage Area289 sqft
CarportCarport
Carport Area289 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number167557
Street Address1530 ECHO DR
CityLENOIR
StateNC
Zip28645-9040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1975 PG 1646 YR 19 ST 258.00
Legal SubdivisionCRESTVIEW HILLS SUBDIVISION
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group3
Census Block3021
Census Tract31100

Owner

Source: Caldwell County records · APN 09204 1 12

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1530 ECHO DR, LENOIR, NC 28645-9040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Line of Credit
SUMMIT CU
Nov 13, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleOct 14, 2011 · Amount on Record
Deed Document Number201910038564
Deed Book / Page1975 / 1646
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address1530 ECHO DR, LENOIR, NC 28645-9040
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020362069
DateOct 13, 2021
Book Page2036/2069
Instrument10063910
Lender
NameSUMMIT CU
TypeCredit Union
AddressGREENSBORO, NC 27409
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueOct 01, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateNov 13, 2019
Property Address1530 ECHO DR, LENOIR, NC 28645-9040
Document Number0010038564
Book / Page001975 / 001646
Instrument DateNov 11, 2019
Instrument10038564
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 ECHO DR LENOIR NC 286459040, LENOIR, NC 28645-9040

Mortgage

Document Number10038565
DateNov 13, 2019
Book Page001975/001649
Instrument10038565
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 12, 2034

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,630.00 (+69.09%)$206,100 (+60.89%) Land $69,100 Building $137,000$206,100 (+60.89%) Land $69,100 Building $137,000
2023$128,100 (-) Land $58,200 Building $69,900$128,100 (-) Land $58,200 Building $69,900
2022$964.00$128,100 Land $58,200 Building $69,900$128,100 Land $58,200 Building $69,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270311003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Echo Dr

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