Caldwell County property record for 1521 Echo Dr, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 1975 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,000 (Mar 2004) |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Aug 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 122861 |
| Primary APN | 122861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Gross Area | 4,218 sqft |
| 1st Floor Area | 1,560 sqft |
| Attic | Attic |
| Attic Area | 390 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 410 sqft |
| Deck Area | 298 sqft |
| Patio Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 122861 |
|---|---|
| Street Address | 1521 ECHO DR |
| City | LENOIR |
| State | NC |
| Zip | 28645-9040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1496 PG 2088 YR 04 |
| Legal Subdivision | LOWER CREEK TOWNSHIP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 31100 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1521 ECHO DR, LENOIR, NC 28645-9040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2004 · Amount on Record |
| Deed Sale | Mar 29, 2004 · Amount on Record |
| Deed Book / Page | 1496 / 2088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1521 ECHO DR, LENOIR, NC 28645-9040 |
| Document Number | 0010036844 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1521 ECHO DR LENOIR NC 286459040, LENOIR, NC 28645-9040 |
| Document Number | 0010036844 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 001971/001711 |
| Instrument | 10036844 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 18, 2059 |
| Rate | 5.12% |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,900 (-0.03%) Land $38,900 Building $290,000 | ||
| 2025 | $2,153.00 (+56.92%) | $329,000 (+79.19%) Land $38,900 Building $290,100 | $328,900 (+79.14%) Land $38,900 Building $290,000 |
| 2023 | $183,600 (-) Land $32,900 Building $150,700 | $183,600 (-) Land $32,900 Building $150,700 | |
| 2022 | $1,372.00 | $183,600 Land $32,900 Building $150,700 | $183,600 Land $32,900 Building $150,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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