Lorain County property record for 153 Xavier St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,723 sqft · built 1993 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Oct 2020) |
| Tax Bill | $4,114 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-347 |
| Primary APN | 10-00-005-101-347 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 990 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 120 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 153 XAVIER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTON SUB # 2 52.57 X 134.19 |
| Legal Subdivision | HAMPTON SUB 2 |
| Legal Block | 101 |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-347
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jun 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Oct 30, 2020 | Warranty Deed, Transfer TCF NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Jul 08, 1996 · Amount on Record |
| Deed Document Number | 2020786407 |
| Prior Transfer Date | Mar 03, 2008 |
| Prior Transfer Doc | 0000244012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Document Number | 0000897990 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 2022-0897990 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 01, 2026 |
| Property Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Document Number | 0000097821 |
| Instrument Date | May 21, 2026 |
| Instrument | 202697821 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Document Number | 0000097822, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202697822 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 30, 2020 |
| Property Address | 153 XAVIER ST, ELYRIA, OH 44035-8800 |
| Document Number | 0000786407 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 786407 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2020 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 XAVIER ST #SR ELYRIA OH 440358800, SR, ELYRIA, OH 44035-8800 |
| Document Number | 786408 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 786408 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,114.00 (-0.07%) Homeowner's exemption | $86,980 (%) Land $19,830 Building $67,150 | $248,520 (-) Land $56,660 Building $191,860 |
| 2024 | $4,117.00 (+21.09%) | $86,982 (+39.43%) Land $19,831 Building $67,151 | $248,520 (+39.43%) Land $56,660 Building $191,860 |
| 2023 | $3,400.00 (+0.35%) | $62,384 (+0.01%) Land $13,041 Building $49,343 | $178,240 (-) Land $37,260 Building $140,980 |
| 2022 | $3,388.00 | $62,380 Land $13,040 Building $49,340 | |
| 2021 | $178,240 Land $37,260 Building $140,980 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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