144 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 144 Xavier St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1993
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$190,500 (Aug 2020)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-349`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	812 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,055 sqft
Lot Dimensions	147 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	144 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON SUB # 2 47.93 X 147.49
Legal Subdivision	HAMPTON SUBDIVISION #2
Legal Block	101
Legal Lot Number	50
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

144 Xavier St is owned and occupied by an individual who bought it in August 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	144 XAVIER ST, ELYRIA, OH 44035-8800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 10, 2020	Warranty Deed, Transfer · VA Mortgage GOLDWATER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Jun 20, 2008
Deed Document Number	2020004527
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	144 XAVIER ST, ELYRIA, OH 44035-8800
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	LOUISVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210836879
Date	Aug 31, 2021
Instrument	2021-0836879

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2020
Property Address	144 XAVIER ST, ELYRIA, OH 44035-8800
Document Number	0000773174
Instrument Date	Aug 3, 2020
Instrument	773174
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 XAVIER ST ELYRIA OH 440358800, ELYRIA, OH 44035-8800

Mortgage

Document Number	773175
Date	Aug 10, 2020
Instrument	773175

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 144 Xavier St was $4,272.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00	$90,040 (+%) Land $19,830 Building $70,210	$257,250 (-) Land $56,660 Building $200,590
2024	$4,272.00 (+21.02%)	$90,038 (+40.59%) Land $19,831 Building $70,207	$257,250 (+40.59%) Land $56,660 Building $200,590
2023	$3,530.00 (+0.6%)	$64,043 (+%) Land $13,671 Building $50,372	$182,980 Land $39,060 Building $143,920
2022	$3,509.00	$64,040 Land $13,670 Building $50,370
2021			$182,980 Land $39,060 Building $143,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 144 Xavier St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Xavier St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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