Branch County property record for 153 Narrows Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,378 sqft · built 1997 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Sep 2021) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-R11-000-003-00 |
| Primary APN | 070-R11-000-003-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 153 NARROWS RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 3 RANDALLS COVE NO 2 PLAT SEC 5 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | RANDALLS COVE NO 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU |
| Sep 8, 2021 | Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Jan 10, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on Record |
| Deed Sale | Sep 8, 2021 · Amount on Record |
| Prior Sale | Jun 18, 1998 · Amount on Record |
| Deed Document Number | 20216935 |
| Prior Transfer Date | Aug 27, 2021 |
| Prior Transfer Doc | 202106934 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 8, 2021 |
| Property Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 202106935 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-06935 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 NARROWS RD, 153, COLDWATER, MI 49036-8246 |
| Name | Verified Name |
|---|---|
| Address | 525 BONNIE LN, COLDWATER, MI 49036-8657 |
| Document Number | 202106936 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-06936 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 8, 2021 |
| Property Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 202106934 |
| Map Reference | LB 5 PG 21 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-06934 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 10, 2019 |
| Property Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 201900188 |
| Map Reference | LB 5 PG 21 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 2019-00188 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 NARROWS RD, 153, COLDWATER, MI 49036-8246 |
| Name | Verified Name |
|---|---|
| Address | 153 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 201900189 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 2019-00189 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
| Min Rate At Change | 3.87% |
|---|---|
| Max Rate At Change | 5.87% |
| Max Rate | 10.8% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,800 (+9.58%) | $187,600 (+9.58%) | |
| 2025 | $1,918.00 (+2.68%) | $85,600 | $171,200 |
| 2024 | $1,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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