Branch County property record for 189 Narrows Rd, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 3,920 sqft · built 2003 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Feb 2007) |
| Tax Bill | $4,995 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 070-005-100-010-00 |
| Primary APN | 070-005-100-010-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,920 sqft Building Perimeter |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 1,968 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 189 NARROWS RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8246 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R3 |
| Legal Description | COM 717.60 FT DUE E & 32.11 FT N OF W 1/4 POST TO POB TH N 01DEG 03MIN W 110 FT TO S LI OF HWY TH N 84DEG 12MIN E 226.70 FT |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 05 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2007 · Amount on Record |
| Deed Sale | Feb 7, 2007 · Amount on Record |
| Prior Sale | Aug 12, 1998 · Amount on Record |
| Deed Document Number | 20071095 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0202306890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 27, 2023 |
| Property Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 0202306889 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-06889 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 27, 2023 |
| Property Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 0202306887 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-06887 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 27, 2023 |
| Property Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 0202306890 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-06890 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 20, 2022 |
| Property Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
| Document Number | 0202208208 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022-08208 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 189 NARROWS RD, COLDWATER, MI 49036-8246 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,600 (-14.34%) | $455,200 (-14.34%) | |
| 2025 | $4,995.00 (+1.88%) | $265,700 (+59.77%) | $531,400 (+59.77%) |
| 2024 | $4,903.00 | ||
| 2023 | $166,300 | $332,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Coldwater Board of Public Utilities, Frontier, Verizon.
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