Fremont County property record for 153 McCumber Ln, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1986 |
| Lot Size | 10.2 acres (444,748 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,108 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R030533 |
| Primary APN | R030533 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 2,028 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 444,748 sqft (10.2 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R030533 |
|---|---|
| Street Address | 153 MC CUMBER LN |
| State | CO |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12-19-70 A TR OF LAND IN THE NE4SE4 OF SEC 12-19-70 DESC AS FOLL: BEG AT A PT ON THE N LN OF THE NE4NE4SE4 OF SD SEC 12, WH IS LOC 30 FT W O F THE E4 COR OF SD SEC 12; TH S89-58-21W A DIST OF 638 .67 FT TO THE NW COR OF SD NE4NE4SE4; TH S00-18-29 |
| Legal Range | 70 |
| Legal Township | 19 |
| Legal Section | 12 |
| Legal Subdivision | M & B OR UNKNOWN |
| Legal Tract | OF |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | CAA`ON CITY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 979100 |
153 McCumber Ln, a single family home, is owned by two individuals.
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Dec 27, 2018 | Warranty Deed, Transfer · Commercial Mortgage ROCKY MOUNTAIN BANK AND TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 24, 2026 |
| Property Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Document Number | 0001056643 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261056643 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Document Number | 0001056643, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261056643 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000984493 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 984493 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000973216 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 973216 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001009487 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 1009487 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Dec 27, 2018 |
| Property Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Document Number | 0000969257 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 969257 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $32.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 153 MCCUMBER LN, FLORENCE, CO 81226-9539 |
| Document Number | 0000969260 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 969260 |
| Name | ROCKY MOUNTAIN BANK AND TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 27, 2019 |
| Document Number | 0000969259 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 969259 |
| Name | ROCKY MOUNTAIN BANK AND TRUST |
|---|---|
| Type | Bank |
| Address | FLORENCE, CO 81226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 27, 2019 |
The 2025 property tax bill for 153 McCumber Ln was $2,108, up 37.4% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,108.00 (+37.42%) | $33,224 (+17%) | $531,581 |
| 2024 | $1,534.00 (+1.99%) | $28,397 (+14.91%) | |
| 2023 | $1,504.00 (-3.71%) | $24,712 (-2.69%) | $423,836 (+16%) |
| 2022 | $1,562.00 | $25,394 | $365,376 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 153 McCumber Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 153 McCumber Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 60% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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