120 McCumber Ln, Florence, CO 81226 Property Records

Fremont County property record for 120 McCumber Ln, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1900
Lot Size	4.77 acres (207,781 sqft)
Owner	Individual Name on File
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R023214`

Property Details

APN / Parcel Number

Primary APN	`R023214`
Alternative APN	`73002130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	207,781 sqft (4.77 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Patio Area	146 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R023214
Street Address	120 MC CUMBER LN
State	CO
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BREWSTERS SUB EXCEPT THE N 102.124 FT
Legal Subdivision	BREWSTERS SUB
Legal Lot Number	21
Jurisdiction	FREMONT CO
Township / Civil Division	CAA`ON CITY
Census Block Group	3
Census Block	3002
Census Tract	979100

Owner

120 McCumber Ln is owned by an individual who acquired it in April 2009.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3923 LEAH HTS, COLORADO SPRINGS, CO 80906-6314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY BANK & TRUST
Aug 30, 2021	Special Warranty Deed, Transfer · Commercial Mortgage PAJ FUND I LLC
Sep 10, 2018	Trustee's Deed, Transfer Foreclosure Auction
Aug 22, 2018	Certificate of Purchase, Foreclosure
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2009
Transfer Doc	0000868493
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Feb 15, 2022
Property Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539
Document Number	0001012797
Instrument Date	Feb 14, 2022
Instrument	1012797
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539

Mortgage

Document Number	0001012798
Date	Feb 15, 2022
Instrument	1012798

Lender

Name	INTEGRITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 30, 2021
Property Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539
Document Number	0001006032
Instrument Date	Aug 27, 2021
Instrument	1006032
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 BROADMOOR VALLEY RD, COLORADO SPRINGS, CO 80906-4439

Mortgage

Document Number	0001006033
Date	Aug 30, 2021
Instrument	1006033

Lender

Name	PAJ FUND I LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 10, 2018
Property Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539
Document Number	0000965664
Instrument Date	Sep 10, 2018
Instrument	965664
Transaction Type	Transfer
Record Updated	Oct 4, 2018

Transaction

Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9 PENROSE CO 812400009, PENROSE, CO 81240-0009

August 2018: Certificate of Purchase, Foreclosure

Document Type	Certificate of Purchase
Jurisdiction	FREMONT CO
Recording Date	Aug 22, 2018
Property Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539
Document Number	0000965055
Instrument	965055
Transaction Type	Foreclosure
Record Updated	Sep 14, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	120 MCCUMBER LN, FLORENCE, CO 81226-9539
Document Number	0000965795
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 CHUKAR TRL COLORADO SPRINGS CO 809183053, COLORADO SPRINGS, CO 80918-3053

Mortgage

Document Number	0000965795
Date	Sep 12, 2018
Instrument	965795

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	5555 CHUKAR TRL, COLORADO SPRINGS, CO 80918-3053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 McCumber Ln was $1,508, up 22.8% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (+22.8%)	$23,777 (+1.28%)	$380,430
2024	$1,228.00 (+1.91%)	$23,477 (+18.62%)
2023	$1,205.00 (-10.67%)	$19,792 (-9.81%)	$350,393 (+10.97%)
2022	$1,349.00	$21,945	$315,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 McCumber Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 McCumber Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SECOM, Verizon.

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