153 Ludlow St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 153 Ludlow St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,094 sqft · built 1940
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jul 2025)
Tax Bill$4,266 (2026)
Deeds & MortgagesJul 2025 Sale & Mortgage
Dec 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-040-00031

Property Details

APN / Parcel Number

Primary APN15-040-00031
Alternative APN
  • WORC M:15 B:040 L:00031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,094 sqft Living Area
Gross Area3,850 sqft
1st Floor Area912 sqft
AtticAttic
Attic Area912 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number15-040-00031
Street Address153 LUDLOW ST
CityWORCESTER
StateMA
Zip01603-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal SubdivisionLUDLOW STREET GARDENS
Legal Block40
Legal Lot Number31
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2006
Census Tract733102

Owner

153 Ludlow St is owned and occupied by an individual who bought it in July 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address153 LUDLOW ST, WORCESTER, MA 01603-1123
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 11, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2025 · Amount on File
Deed SaleJul 31, 2025 · Amount on File
Prior SaleJul 7, 2020 · Amount on File
Deed Book / Page72337 / 124
Prior Transfer DateDec 8, 2023
Prior Transfer Doc069978-381
Record UpdatedOct 29, 2026

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MA
Recording DateJul 31, 2025
Property Address153 LUDLOW ST, WORCESTER, MA 01603-1123
Document Number072337-124
Book / Page72337 / 124
Instrument DateJul 31, 2025
Instrument63850
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 LUDLOW ST, WORCESTER, MA 01603-1123

Mortgage

Document Number0000063851
DateJul 31, 2025
Instrument63851
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 11, 2023
Property Address153 LUDLOW ST, WORCESTER, MA 01603-1123
Document Number069978-381
Book / Page69978 / 381
Instrument DateDec 8, 2023
Instrument103432
Transaction TypeTransfer
Record UpdatedDec 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address153 LUDLOW ST, WORCESTER, MA 01603-1123

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 7, 2020
Property Address153 LUDLOW ST, WORCESTER, MA 01603-1123
Document Number62746-325
Book / Page062746 / 000325
Instrument DateMar 16, 2020
Instrument72584
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$19.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 LUDLOW ST WORCESTER MA 016031123, WORCESTER, MA 01603-1123

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJan 6, 2017
Property Address153 LUDLOW ST, WORCESTER, MA 01603-1123
Document Number56579-101
Book / Page056579 / 000101
Instrument DateJan 3, 2017
Instrument1983
Transaction TypeTransfer
Record UpdatedJan 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 LUDLOW ST WORCESTER MA 016031123, WORCESTER, MA 01603-1123

Tax Assessment & Valuation

The 2026 property tax bill for 153 Ludlow St was $4,266, up 3.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,266.00 (+3.17%)$321,200 (+2.46%) Land $86,300 Building $234,900$374,188 (+13.28%)
2025$4,135.00$313,500 Land $98,500 Building $215,000$330,315 (+19.77%)
2024$275,785
2023$3,885.00$270,900 Land $85,700 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 Ludlow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 units insured
incl. 53 condo units
Nearby Flood Claims7 (1978–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Ludlow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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