153 Lone Oak Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 153 Lone Oak Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 2001
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2018)
Tax Bill	$730 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-073.03`

Property Details

APN / Parcel Number

Primary APN	`050-073.03`
Alternative APNs	`086050 07303` `000009917`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	244 ft deep x 111 ft wide
Terrain	Mountain
Porch	Finished/Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	153 LONE OAK RD
City	ERWIN
State	TN
Zip	37650-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT TILSON PB CABB PG 399 LOT 2A-2 111X244X10X283
Legal Subdivision	ROBERT TILSON
Legal Block	CABB
Legal Lot Number	2A-2
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1061
Census Tract	80100

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 LONE OAK RD, ERWIN, TN 37650-6060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 13, 2020	Loan Modification, Mortgage · FHA Mortgage HOUSING & CMNTY DEV DEPT
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	20181181
Deed Book / Page	414 / 114
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	0000368294
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	153 LONE OAK RD, ERWIN, TN 37650-6060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 LONE OAK RD, ERWIN, TN 37650-6060

Mortgage

Document Number	4381037
Date	Nov 10, 2020
Book Page	438/1037
Instrument	20002128

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	153 LONE OAK RD, ERWIN, TN 37650-6060
Document Number	4381032
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 LONE OAK RD ERWIN TN 376506060, ERWIN, TN 37650-6060

Mortgage

Document Number	4381032
Date	Nov 10, 2020
Book Page	000438/001032
Instrument	2127

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 28, 2018
Property Address	153 LONE OAK RD, ERWIN, TN 37650-6060
Document Number	0000414114
Book / Page	414 / 114
Instrument Date	Jun 28, 2018
Instrument	18001181
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 LONE OAK RD, ERWIN, TN 37650-6060

Mortgage

Document Number	0018001182
Date	Jun 28, 2018
Instrument	18001182

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00	$27,975 (-) Land $1,625 Building $26,350	$111,900 (-) Land $6,500 Building $105,400
2024	$730.00 (+10.94%)
2023		$27,975 (-) Land $1,625 Building $26,350
2022	$658.00	$27,975 Land $1,625 Building $26,350	$111,900 Land $6,500 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000

May also be available: French Broad EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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