151 Lone Oak Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 151 Lone Oak Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 2001
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$660 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-073.01`

Property Details

APN / Parcel Number

Primary APN	`050-073.01`
Alternative APNs	`086050 07301` `000009915`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Wood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,572 sqft (0.61 acres)
Terrain	Mountain

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	151 LONE OAK RD
City	ERWIN
State	TN
Zip	37650-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT TILSON PB CABB PG 399 LOT 2B
Legal Subdivision	ROBERT TILSON
Legal Block	CABB
Legal Lot Number	2B
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1061
Census Tract	80100

Owner

Source: Unicoi County records · APN 050-073.01

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 ALL SOULS CRES, ASHEVILLE, NC 28803-2673
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	Jun 19, 2003
Deed Document Number	20191213
Deed Book / Page	423 / 1048
Prior Transfer Date	Aug 15, 2014
Prior Transfer Doc	0000380922
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	151 LONE OAK RD, ERWIN, TN 37650-6060
Transaction Type	Mortgage
Record Updated	Sep 08, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449922
Date	Aug 30, 2021
Book Page	449/922
Instrument	21001924

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 26, 2019
Property Address	151 LONE OAK RD, ERWIN, TN 37650-6060
Document Number	0004231048
Book / Page	423 / 1048
Map Reference	CAB B SL 399
Instrument Date	Jun 24, 2019
Instrument	19001213
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019001214
Date	Jun 26, 2019
Instrument	19001214

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2039

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00	$25,275 (-) Land $1,625 Building $23,650	$101,100 (-) Land $6,500 Building $94,600
2024	$660.00 (+11.11%)
2023		$25,275 (-) Land $1,625 Building $23,650
2022	$594.00	$25,275 Land $1,625 Building $23,650	$101,100 Land $6,500 Building $94,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Erwin Utilities Fiber	1,000 / 1,000

May also be available: French Broad Electric Membership.

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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