Scott County property record for 153 Irving Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2003 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Nov 2019) |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-578.000 |
| Primary APN | 140-40-578.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,398 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 153 IRVING LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 82 |
| Legal Unit | 3D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40203 |
153 Irving Ln is owned and occupied by two individuals who bought it in November 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 7, 2019 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Dec 12, 2016 · Amount on File |
| Deed Document Number | 2019408116 |
| Deed Book / Page | 410 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 153 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 153 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 0M1764/371 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | M1764/371 |
| Instrument | 489004 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 7, 2019 |
| Property Address | 153 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 00D410/188 |
| Book / Page | D410 / 188 |
| Map Reference | CAB 7 SL 355 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 408116 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 STAPLETON WAY, GEORGETOWN, KY 40324-2674 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 153 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 0000408117 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 408117 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 153 Irving Ln was $1,882 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,500 (-) | $260,500 (-) | |
| 2025 | $1,882.00 Homeowner's exemption | $260,500 | $260,500 |
| 2023 | $1,648.00 (+15.49%) Homeowner's exemption | $228,200 (+11.32%) Land $42,000 Building $186,200 | $228,200 (+11.32%) Land $42,000 Building $186,200 |
| 2022 | $1,427.00 Homeowner's exemption | $205,000 Land $35,000 Building $170,000 | $205,000 Land $35,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 153 Irving Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 153 Irving Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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