148 Irving Ln, Georgetown, KY 40324 Property Records

Scott County property record for 148 Irving Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 2004
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2021)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-40-596.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-596.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 IRVING LN
City	GEORGETOWN
State	KY
Zip	40324-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADFORD PLACE
Legal Subdivision	BRADFORD PLACE
Legal Lot Number	254
Legal Unit	3D
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3005
Census Tract	40203

Owner

148 Irving Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 IRVING LN, GEORGETOWN, KY 40324-2094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	2021438733
Deed Book / Page	425 / 414
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 7, 2021
Property Address	148 IRVING LN, GEORGETOWN, KY 40324-2094
Document Number	D425/414
Book / Page	D425 / 414
Map Reference	CAB 7 SL 355
Instrument Date	Jul 6, 2021
Instrument	438733
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 MIRAMAR AVE, 144, ROYAL PALM BEACH, FL 33411-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 IRVING LN, GEORGETOWN, KY 40324-2094

Mortgage

Document Number	438734
Date	Jul 7, 2021
Instrument	438734

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Irving Ln was $2,613.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,400 (-)	$293,400 (-)
2025	$2,613.00	$293,400	$293,400
2023	$2,402.00 (+4.48%)	$265,000 (-) Land $42,000 Building $223,000	$265,000 (-) Land $42,000 Building $223,000
2022	$2,299.00	$265,000 Land $35,000 Building $230,000	$265,000 Land $35,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Irving Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Irving Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20