153 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 153 E Main St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$167,000 (Aug 2024)
Tax Bill$761 (2025)
Deeds & MortgagesJun 2019 Mortgage
Aug 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN061-42-13-010.00

Property Details

APN / Parcel Number

Primary APN061-42-13-010.00
Alternative APNs
  • 74674
  • 80272

Interior

Stories1 Story

Exterior

Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number80272
Street Address153 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1042
Census Tract70601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Frankfort Neighborhood Historic District (Boundary Increase)
listed 2013 · 175 contributing resources · NRIS 13000557

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address153 E MAIN ST, FRANKFORT, KY 40601-2313
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2019Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS COMMERCE BANK
Aug 8, 2024Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE
Jun 2, 2021Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Jan 17, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleJan 17, 2019 · Amount on Record
Deed Document Number2024849625
Deed Book / Page629 / 586
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address153 E MAIN ST, FRANKFORT, KY 40601-2313
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1491/377
DateJun 3, 2019
Book PageM1491/377
Instrument489693
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueNov 30, 2019

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateAug 8, 2024
Property Address153 E MAIN ST, FRANKFORT, KY 40601-2313
Document Number00D629/586
Book / PageD629 / 586
Instrument DateAug 7, 2024
Instrument849625
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$167.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address536 CAMP ST, LOUISVILLE, KY 40203-2635

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 E MAIN ST, FRANKFORT, KY 40601-2313

Mortgage

Document Number0000849626
DateAug 8, 2024
Instrument849626
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJun 2, 2021
Property Address153 E MAIN ST, FRANKFORT, KY 40601-2313
Document Number00D603/381
Book / PageD603 / 381
Instrument DateMay 26, 2021
Instrument525849
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$142.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 ANN ST, FRANKFORT, KY 40601-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 E MAIN ST, FRANKFORT, KY 40601-2313

Mortgage

Document Number0000525850
DateJun 2, 2021
Instrument525850
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Mortgage

Document Number0M1605/360
DateJun 2, 2021
Book PageM1605/360
Instrument525851
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJan 17, 2019
Property Address153 E MAIN ST, FRANKFORT, KY 40601-2313
Document Number00D583/127
Book / PageD583 / 127
Instrument DateJan 16, 2019
Instrument484220
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$10.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address237 DOUGLAS AVE, FRANKFORT, KY 40601-2329

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 ANN ST, FRANKFORT, KY 40601-1902

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$761.00 (+13.08%)$167,000 (+17.61%) Land $8,000 Building $159,000$167,000 (+17.61%) Land $8,000 Building $159,000
2023$673.00 (-0.3%)$142,000 (-)$142,000 (-)
2022$675.00$142,000$142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims9 (2010–2025)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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