Franklin County property record for 149 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $72,500 (Feb 2019) |
| Tax Bill | $629 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-42-13-008.00 |
| Primary APN | 061-42-13-008.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 78037 |
|---|---|
| Street Address | 149 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & ADJOINING LOT |
| Legal Phase | 1 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 70601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Frankfort Neighborhood Historic District (Boundary Increase) listed 2013 · 175 contributing resources · NRIS 13000557 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1601 LIBERTY RD, LEXINGTON, KY 40505-4038 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| May 2, 2023 | Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Feb 11, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 2019485155 |
| Deed Book / Page | 583 / 485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 149 E MAIN ST, FRANKFORT, KY 40601-2313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1491/396 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | M1491/396 |
| Instrument | 489697 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 30, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 2, 2023 |
| Property Address | 149 E MAIN ST, FRANKFORT, KY 40601-2313 |
| Document Number | 00D620/294 |
| Book / Page | D620 / 294 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 687499 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 ANN ST, FRANKFORT, KY 40601-1902 |
| Name | Verified Name |
|---|---|
| Address | 1601 LIBERTY ROAD, FRANKFORT, KY 40601 |
| Document Number | 0000687502 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 687502 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 20, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 11, 2019 |
| Property Address | 149 E MAIN ST, FRANKFORT, KY 40601-2313 |
| Document Number | 00D583/485 |
| Book / Page | D583 / 485 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 485155 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $72.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 RYSWICK LN, FRANKFORT, KY 40601-3848 |
| Name | Verified Name |
|---|---|
| Address | 510 ANN ST, FRANKFORT, KY 40601-1902 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $629.00 (+83.38%) | $138,000 (+90.34%) Land $10,000 Building $128,000 | $138,000 (+90.34%) Land $10,000 Building $128,000 |
| 2023 | $343.00 (-0.58%) | $72,500 (-) | $72,500 (-) |
| 2022 | $345.00 | $72,500 | $72,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2010–2025) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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