153 Carter St, Cornelia, GA 30531 Property Records

Habersham County property record for 153 Carter St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,346 sqft · built 1968
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$651 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN114C153

Property Details

APN / Parcel Number

Primary APN114C153
Alternative APNs
  • 650140
  • 408665

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,346 sqft Heated Area
Gross Area1,860 sqft
1st Floor Area1,346 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions80 ft deep x 150 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area105 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number408665
Street Address153 CARTER ST
CityCORNELIA
StateGA
Zip30531-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal Description10-148 FARLINGER B 685-312
Legal SubdivisionFARLINGER
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2014
Census Tract501

Owner

153 Carter St is owned and occupied by an individual who acquired it in December 2004.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address153 CARTER ST, CORNELIA, GA 30531-3105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 15, 2004
Transfer Doc685/312
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateJul 30, 2026
Property Address153 CARTER ST, CORNELIA, GA 30531-3105
Document Number1441001078
Book / Page1441 / 1078
Instrument DateJul 7, 2026
Transaction TypeMortgage
Record UpdatedAug 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 CARTER ST, CORNELIA, GA 30531-3105

Mortgage

Document Number1441001078,
DateJul 30, 2026
Book Page1441/1078
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 1, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 153 Carter St was $651 with exemptions applied, up 8.5% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$651.00 (+8.5%) Homeowner's exemption Senior Citizen's exemption$78,501 (+44.24%) Land $10,900 Building $67,601$196,254 (+44.25%) Land $27,251 Building $169,003
2025$600.00 Homeowner's exemption Senior Citizen's exemption$54,422 Land $5,450 Building $48,972$136,055 Land $13,626 Building $122,429
2023Homeowner's exemption Senior Citizen's exemption$40,056 (+19.71%) Land $4,652 Building $35,404$100,140 (+19.71%) Land $11,630 Building $88,510
2022Homeowner's exemption Senior Citizen's exemption$33,460 Land $2,792 Building $30,668$83,650 Land $6,980 Building $76,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 Carter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Carter St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

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