Habersham County property record for 113 Carter St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1970 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,000 (Mar 2024) |
| Tax Bill | $3,053 (2026) |
| Deeds & Mortgages | Oct 2006 Mortgage Jan 2013 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114C154 |
| Primary APN | 114C154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Heated Area |
| Gross Area | 1,377 sqft |
| 1st Floor Area | 1,125 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 185 ft deep x 130 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 408667 |
|---|---|
| Street Address | 113 CARTER ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 10-148 PB 59-51 DB 1360-411 |
| Legal Subdivision | CHUCK CANTRELL |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 501 |
Source: Habersham County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 THIRD ST, GAINESVILLE, GA 30504-7133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2006 | Deed of Trust, Mortgage · Conventional Mortgage CANTRELL CHIP |
| Jan 4, 2013 | Deed of Trust, Mortgage · Conventional Mortgage VERITY BANK |
| Oct 5, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST |
| Mar 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Mar 20, 2024 | Warranty Deed, Transfer |
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING |
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Book / Page | 1360 / 394 |
| Prior Transfer Date | Mar 11, 2024 |
| Prior Transfer Doc | 001360/411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000776/70 |
|---|---|
| Date | Oct 10, 2006 |
| Book Page | 776/70 |
| Name | CANTRELL CHIP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00001013/7 |
|---|---|
| Date | Jan 4, 2013 |
| Book Page | 1013/7 |
| Name | VERITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000775/826 |
|---|---|
| Date | Oct 5, 2006 |
| Book Page | 775/826 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 20, 2024 |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Number | 001360/394 |
| Book / Page | 1360 / 394 |
| Instrument Date | Mar 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Number | 0000001360/0000000396 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 0000001360/0000000396 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 20, 2024 |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Number | 001360/411 |
| Book / Page | 1360 / 411 |
| Instrument Date | Mar 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Number | 0001313/20 |
| Book / Page | 1313 / 20 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-001866 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1520 RIDGEMILL TER, DACULA, GA 30019-3208 |
| Document Number | 0000001313/0000000022 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 0000001313/0000000022 |
| Name | AMWEST FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 113 CARTER ST, CORNELIA, GA 30531-3105 |
| Document Number | 0001313/20 |
| Book / Page | 1313 / 20 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-001866 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1520 RIDGEMILL TER, DACULA, GA 30019-3208 |
| Document Number | 0000131322 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 1313/22 |
| Name | AMWEST FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2052 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,053.00 (+10.66%) | $94,531 (+15.32%) Land $14,092 Building $80,439 | $236,327 (+15.32%) Land $35,230 Building $201,097 |
| 2025 | $2,759.00 (+74.18%) | $81,975 (+34.28%) Land $7,046 Building $74,929 | $204,937 (+34.28%) Land $17,615 Building $187,322 |
| 2023 | $1,584.00 (+60.16%) | $61,048 (+60.18%) Land $6,892 Building $54,156 | $152,620 (+60.18%) Land $17,230 Building $135,390 |
| 2022 | $989.00 | $38,112 Land $4,136 Building $33,976 | $95,280 Land $10,340 Building $84,940 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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