15289 SW 89th Ter, Miami, FL 33196 Property Records

Miami-Dade County property record for 15289 SW 89th Ter, Miami, FL 33196

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,536 sqft · built 2008
Lot Size	0.031 acres (1,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2021)
Tax Bill	$7,673 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-5904-072-0620`

Property Details

APN / Parcel Number

Primary APN	`30-5904-072-0620`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,692 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Lot Area	1,350 sqft (0.031 acres)
Porch	Porch

Location & Zoning

Street Address	15289 SW 89TH TER
City	MIAMI
State	FL
Zip	33196-1469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3700
Legal Description	CENTURY GARDENS VILLAS PB 166-001T-22369 LOT 4 BLK 13 LOT SIZE 1350 SQ FT FAU 30-5904-000-0161 OR 24418-0443 032006 2 (276)
Legal Range	39E
Legal Township	55S
Legal Section	04
Legal Subdivision	CENTURY GARDENS VILLAS
Legal Block	13
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2001
Census Tract	18300

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15289 SW 89TH TER, MIAMI, FL 33196-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	202155009
Deed Book / Page	32308 / 392
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	0001002729
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 25, 2021
Property Address	15289 SW 89TH TER, MIAMI, FL 33196-1469
Document Number	0000055009
Book / Page	32308 / 392
Map Reference	MB 166 PG 1
Instrument Date	Jan 18, 2021
Instrument	2021R0055009
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNSET TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10511 SW 99TH ST, 10511, MIAMI, FL 33176-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15289 SW 89TH TER, MIAMI, FL 33196-1469
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000394
Date	Jan 25, 2021
Instrument	32308/394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,673.00 (+16.84%)	$332,750 (+9.1%)	$365,000 (+19.67%)
2023	$6,567.00 (+11.32%)	$305,000 (+22%)	$305,000 (+22%)
2022	$5,899.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	168 units insured incl. 9 condo units
Nearby Flood Claims	46 (1997–2013)
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 12 claims Severe Storms And Flooding, Oct 2000 · 4 claims Hurricane Irene, Oct 1999 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, US New Era Fiber.

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