15285 SW 89th Ter, Miami, FL 33196 Property Records

Miami-Dade County property record for 15285 SW 89th Ter, Miami, FL 33196

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,478 sqft · built 2008
Lot Size	0.041 acres (1,808 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Apr 2016)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-5904-072-0640`

Property Details

APN / Parcel Number

Primary APN	`30-5904-072-0640`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,048 sqft

Exterior

Year Built	Built 2008
Lot Area	1,808 sqft (0.041 acres)

Location & Zoning

Street Address	15285 SW 89TH TER
City	MIAMI
State	FL
Zip	33196-1469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3700:MULTI-FAM,10-21 U/A
Legal Description	CENTURY GARDENS VILLAS PB 166-001 T-22369 LOT 6 BLK 13 LOT SIZE 1808 SQ FT FAU 30-5904-000-0161 OR 24418-0443 032006 2 (276)
Legal Range	39
Legal Township	55
Legal Section	04
Legal Subdivision	CENTURY GARDENS VILLAS
Legal Block	13
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2001
Census Tract	18300

Owner

Source: Miami-Dade County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15285 SW 89TH TER, MIAMI, FL 33196-1469
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 27, 2020	Deed of Trust, Mortgage · Conventional with PMI BLUE CHIP LNDG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	0000235941
Deed Book / Page	30047 / 0564
Last Transfer Date	Jul 13, 2016
Transfer Doc	0000406363
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15285 SW 89TH TER, MIAMI, FL 33196-1469
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15285 SW 89TH TER, MIAMI, FL 33196-1469

Mortgage

Document Number	0000003169
Date	Jan 3, 2022
Book Page	32935/2341
Instrument	2022R0003169

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15285 SW 89TH TER, MIAMI, FL 33196-1469
Document Number	0000369309
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15285 SW 89TH TER MIAMI FL 331961469, MIAMI, FL 33196-1469

Mortgage

Document Number	0000369309
Date	Jul 6, 2020
Book Page	031996/003176
Instrument	369309

Lender

Name	BLUE CHIP LNDG SVCS
Address	LANTANA, FL 33462

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,275.00 (+7.15%) Homeowner's exemption	$244,395 (+5.99%)	$390,001 (+14.04%)
2023	$4,923.00 (+3.29%) Homeowner's exemption	$230,591 (+3%)	$342,001 (+17.93%)
2022	$4,766.00 Homeowner's exemption	$223,875	$290,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	168 units insured incl. 9 condo units
Nearby Flood Claims	46 (1997–2013)
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 12 claims Severe Storms And Flooding, Oct 2000 · 4 claims Hurricane Irene, Oct 1999 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, Llancunet Solutions.

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