15283 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15283 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,778 sqft · built 2016
Lot Size	0.204 acres (8,874 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Jul 2016)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-951`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-951`
Alternative APNs	`272316813501951` `141446` `142305` `143820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	994 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,874 sqft (0.204 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15283 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1951
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1951
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1053
Census Tract	17114

Owner

15283 Evergreen Oak Loop is owned and occupied by an individual who bought it in July 2016.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15283 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jun 6, 2019	Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2016 · Amount on File
Deed Sale	Jul 25, 2016 · Amount on File
Deed Document Number	2016379737
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15283 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208550
Date	Apr 9, 2018
Instrument	20180208550

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	15283 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Document Number	0000368582
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15283 EVERGREEN OAK LOOP WINTER GARDEN FL 347876429, WINTER GARDEN, FL 34787-6429

Mortgage

Document Number	0000368582
Date	Jun 14, 2019
Instrument	368582

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15283 Evergreen Oak Loop was $4,178, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,221 (+2.7%)	$400,230 (-9.28%) Land $100,000 Building $300,230
2025	$4,178.00 (+5.93%) Homeowner's exemption	$257,275	$441,150 Land $104,500 Building $336,650
2024	$3,944.00 (+7.47%)
2023	$3,670.00 (+4.44%) Homeowner's exemption	$242,742 (+3%)	$372,858 (+13.07%) Land $104,500 Building $268,358
2022	$3,514.00 Homeowner's exemption	$235,672	$329,756 Land $104,500 Building $225,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15283 Evergreen Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15283 Evergreen Oak Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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