15265 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15265 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 2016
Lot Size	0.93 acres (4,040 sqft)
Owner	2 Company Names on Record
Last Sale	$263,500 (Oct 2019)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	Feb 2020 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-948`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-948`
Alternative APNs	`272316813501948` `141443` `142302` `143816`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,040 sqft (0.93 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15265 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1948
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1948
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1053
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15265 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	2019681211
Last Transfer Date	Feb 17, 2020
Transfer Doc	0000110193
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 20, 2020
Property Address	15265 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Document Number	0000110193
Instrument Date	Feb 17, 2020
Instrument	110193
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15265 EVERGREEN OAK LOOP WINTER GARDEN FL 347876429, WINTER GARDEN, FL 34787-6429

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 30, 2019
Property Address	15265 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Document Number	0000681211
Instrument Date	Oct 28, 2019
Instrument	681211
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,844.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15265 EVERGREEN OAK LOOP WINTER GARDEN FL 347876429, WINTER GARDEN, FL 34787-6429

Mortgage

Document Number	681212
Date	Oct 30, 2019
Instrument	681212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,831 (+2.7%)	$438,580 (-9.34%) Land $100,000 Building $338,580
2025	$4,769.00 (+5.53%) Homeowner's exemption	$293,896 (+5.99%)	$483,770 (+19.05%) Land $104,500 Building $379,270
2024	$4,519.00 (+7.44%)
2023	$4,206.00 (+4.24%) Homeowner's exemption	$277,294 (+3%)	$406,352 (+13.49%) Land $104,500 Building $301,852
2022	$4,035.00 Homeowner's exemption	$269,217	$358,038 Land $104,500 Building $253,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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