1528 Saratoga Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1528 Saratoga Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,730 sqft · built 1964
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Company Names on Record
Last Sale	$1,900,000 (Sep 2026)
Tax Bill	$18,232 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-29-028`

Property Details

APN / Parcel Number

Primary APN	`088-29-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,032 sqft
2nd Floor Area	658 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08829028
Street Address	1528 SARATOGA DR
City	MILPITAS
State	CA
Zip	95035-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PU
Legal Description	TRACT 3480 PARKTOWN BOOK 164 PAGE 16 PAGE 17 LOT 28
Legal Subdivision	PARKTOWN
Legal Tract	3480
Legal Lot Number	28
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	504415

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1528 SARATOGA DR, MILPITAS, CA 95035-6522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO
Mar 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Deed Document Number	202626054546
Prior Transfer Date	Mar 11, 2025
Prior Transfer Doc	0025778874
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 23, 2026
Property Address	1528 SARATOGA DR, MILPITAS, CA 95035-6522
Document Number	0026054546
Instrument Date	Sep 16, 2026
Instrument	202626054546
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1528 SARATOGA DR, MILPITAS, CA 95035-6522

Mortgage

Document Number	0000054547,
Date	Sep 23, 2026
Instrument	202654547

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 15, 2018
Property Address	1528 SARATOGA DR, MILPITAS, CA 95035-6522
Document Number	0023888835
Map Reference	MB164 PG16&17
Instrument Date	Mar 7, 2018
Instrument	23888835
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1528 SARATOGA DR, MILPITAS, CA 95035-6522

Mortgage

Document Number	0023888836
Date	Mar 15, 2018
Instrument	23888836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,110 (-64.86%) Land $416,160 Building $142,950
2025	$18,232.00 (+1,536.62%) Homeowner's exemption	$1,591,200 (+1,730.86%) Land $1,326,000 Building $265,200
2023	$1,114.00 (+0.27%) Homeowner's exemption	$86,910 Land $23,505 Building $63,405
2022	$1,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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