1496 Saratoga Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1496 Saratoga Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,690 sqft · built 1964
Lot Size	0.156 acres (6,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,420,000 (Jun 2022)
Tax Bill	$17,475 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-29-025`

Property Details

APN / Parcel Number

Primary APN	`088-29-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	658 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,783 sqft (0.156 acres)
Lot Dimensions	119 ft deep x 57 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08829025
Street Address	1496 SARATOGA DR
City	MILPITAS
State	CA
Zip	95035-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PU
Legal Description	TRACT 3480 PARKTOWN BOOK 164 PAGE 16 PAGE 17 LOT 25
Legal Subdivision	PARKTOWN
Legal Tract	3480
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	504415

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1496 SARATOGA DR, MILPITAS, CA 95035-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Jun 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Document Number	202225326594
Prior Transfer Date	Mar 2, 2000
Prior Transfer Doc	0015170563
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 27, 2022
Property Address	1496 SARATOGA DR, MILPITAS, CA 95035-6522
Document Number	0025326594
Map Reference	MB 164 PG 16&17
Instrument Date	Jun 14, 2022
Instrument	25326594
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1496 SARATOGA DR, MILPITAS, CA 95035-6522

Mortgage

Document Number	0025326595
Date	Jun 27, 2022
Instrument	25326595

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	5-Year CMT
Max Rate	7.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1496 SARATOGA DR, MILPITAS, CA 95035-6522
Document Number	0023951073
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 SARATOGA DR MILPITAS CA 950356522, MILPITAS, CA 95035-6522

Mortgage

Document Number	0023951073
Date	Jun 8, 2018
Instrument	23951073

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,537,050 (+2%) Land $999,083 Building $537,967
2025	$17,475.00 (+2.69%) Homeowner's exemption	$1,506,913 (+4.04%) Land $979,494 Building $527,419
2023	$17,018.00 (+120.81%) Homeowner's exemption	$1,448,400 Land $941,460 Building $506,940
2022	$7,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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