1528 Sandpiper Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1528 Sandpiper Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-4-001-074.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-4-001-074.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 2006
Architectural Style	Split Foyer
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1528 SANDPIPER DR
City	SAINT CLAIR
State	MO
Zip	63077-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:19&20 BLOCK 25 LAKE ST CLAIR 16-25
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	SE
Legal Subdivision	LAKE ST CLAIR
Legal Block	25
Legal Lot Number	19,20 9
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2037
Census Tract	800901

Owner

1528 Sandpiper Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SULLIVAN BANK
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK
Dec 9, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage FRONTIER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	Dec 9, 2019
Deed Document Number	2511675
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 16, 2025
Property Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142
Document Number	0002511675
Map Reference	PB K PG 55
Instrument Date	Sep 10, 2025
Instrument	2511675
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	TRUST TITLE COMPANY, TRUE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 PINNACLE DR, UNION, MO 63084-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142

Mortgage

Document Number	0002511676
Date	Sep 16, 2025
Instrument	2511676

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142
Document Number	0000001875
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 SANDPIPER DR ST CLAIR MO 630772142, ST CLAIR, MO 63077-2142

Mortgage

Document Number	0000001875
Date	Jan 29, 2021
Instrument	1875

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 9, 2019
Property Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142
Document Number	0000016871
Instrument Date	Dec 3, 2019
Instrument	16871
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1528 SANDPIPER DR ST CLAIR MO 630772142, ST CLAIR, MO 63077-2142

Mortgage

Document Number	16872
Date	Dec 9, 2019
Instrument	16872

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 27, 2017
Property Address	1528 SANDPIPER DR, SAINT CLAIR, MO 63077-2142
Document Number	0000011273
Instrument Date	Jul 26, 2017
Instrument	11273
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 SANDPIPER DR ST CLAIR MO 630772142, ST CLAIR, MO 63077-2142

Mortgage

Document Number	11274
Date	Jul 27, 2017
Instrument	11274

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Mortgage

Document Number	11275,
Date	Jul 27, 2017
Instrument	11275

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1528 Sandpiper Dr was $1,937, up 35.7% from the year before.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+35.74%)	$30,617 (+23.31%)	$161,140 Land $23,710 Building $137,430
2024	$1,427.00 (-1.59%)	$24,829 (-)
2023	$1,450.00 (+1.26%)	$24,829	$130,680 Land $23,710 Building $106,970
2022	$1,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1528 Sandpiper Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1528 Sandpiper Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Bays-ET Highspeed.

Nearby Properties on Sandpiper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures