1416 Sandpiper Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1416 Sandpiper Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-4-001-049.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-4-001-049.000`
Alternative APN	`658858`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Patio Area	50 sqft

Location & Zoning

Account Number	658858
Street Address	1416 SANDPIPER DR
City	SAINT CLAIR
State	MO
Zip	63077-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:7&8 BLOCK 19 LAKE ST CLAIR 16-25
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	SE
Legal Subdivision	LAKE ST CLAIR
Legal Block	19
Legal Lot Number	7,8 8
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2044
Census Tract	800901

Owner

1416 Sandpiper Dr is owned and occupied by an individual who acquired it in February 2006.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1416 SANDPIPER DR, SAINT CLAIR, MO 63077-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 15, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2006
Deed Sale	Feb 23, 2006
Deed Document Number	0604058
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1416 SANDPIPER DR, SAINT CLAIR, MO 63077-2115
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002512045
Date	Sep 24, 2025
Instrument	2512045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 1, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1416 SANDPIPER DR, SAINT CLAIR, MO 63077-2115
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002119111
Date	Oct 8, 2021
Instrument	2119111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1416 SANDPIPER DR, SAINT CLAIR, MO 63077-2115
Document Number	0000011656
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 SANDPIPER DR ST CLAIR MO 630772115, ST CLAIR, MO 63077-2115

Mortgage

Document Number	0000011656
Date	Jul 22, 2020
Instrument	11656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 21, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1416 SANDPIPER DR, SAINT CLAIR, MO 63077-2115
Document Number	0000014370
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 SANDPIPER DR ST CLAIR MO 630772115, ST CLAIR, MO 63077-2115

Mortgage

Document Number	0000014370
Date	Oct 22, 2019
Instrument	14370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 21, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Sandpiper Dr was $2,007.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00	$31,721	$166,950 Land $23,110 Building $143,840
2023	$1,589.00 (-12.69%)	$27,199	$143,150 Land $23,110 Building $120,040
2022	$1,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Sandpiper Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Sandpiper Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Bays-ET Highspeed.

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