1528 Nancy St, Covington, KY 41014 Property Records

Kenton County property record for 1528 Nancy St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft
Lot Size	0.014 acres (639 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jul 2022)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-31-07-041.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-07-041.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	945 sqft Finished Area
Gross Area	1,041 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	639 sqft (0.014 acres)
Lot Dimensions	106 ft deep x 6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0553107041.00
Street Address	1528 NANCY ST
City	COVINGTON
State	KY
Zip	41014-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 8 PT LOT 138 24 1,6'X 106.5' ES NANCY 140' N PATTON
Legal Subdivision	PATTON
Legal Phase	8
Legal Lot Number	138
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61000

Owner

Source: Kenton County records · APN 055-31-07-041.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1528 NANCY ST, COVINGTON, KY 41014-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jan 22, 2009 · Amount on Record
Deed Document Number	0000177361
Deed Book / Page	177 / 361
Record Updated	Jun 08, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 15, 2022
Property Address	1528 NANCY ST, COVINGTON, KY 41014-1338
Document Number	0005900177
Book / Page	177 / 361
Map Reference	PL 212
Instrument Date	Jun 28, 2022
Instrument	22071505900177
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1528 NANCY ST, 1528, COVINGTON, KY 41014-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 NANCY ST, COVINGTON, KY 41014-1338

Mortgage

Document Number	0005900178
Date	Jul 15, 2022
Instrument	22071505900178

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (-0.5%)	$149,900 (-) Land $5,000 Building $144,900	$149,900 (-) Land $5,000 Building $144,900
2023	$1,996.00	$149,900 Land $5,000 Building $144,900	$149,900 Land $5,000 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.