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1545 Nancy St, Covington, KY 41014 Property Records

Kenton County property record for 1545 Nancy St, Covington, KY 41014 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1853
Square Footage1,036 sqft Finished Area
Lot Size5,227 sqft (0.12 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2023)
Tax Bill$2,252.00 (2025)

Owner

Source: Kenton County records · APN 055-31-08-004.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1545 NANCY ST, COVINGTON, KY 41014-1337
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 31, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Jan 16, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARDIAN SVGS BK
Apr 04, 2018Warranty Deed, Transfer
PRIORITY NATIONAL TITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleApr 04, 2018 · Amount on Record
Deed Doc Number2023109
Deed Book / Page254 / 815
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 31, 2023
Property Address1545 NANCY ST, COVINGTON, KY 41014-1337
Document Number0005900109
Book / PageKC 254 / 815
Instrument DateOct 27, 2023
Instrument23103105900109
Transaction TypeTransfer
Record UpdatedFeb 07, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SPRINGWOOD DR, ALEXANDRIA, KY 41001-1384

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 NANCY ST, COVINGTON, KY 41014-1337

Mortgage

Document Number0005900110
DateOct 31, 2023
Book PageKCM 503/973
Instrument23103105900110
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 31, 2023
Property Address1545 NANCY ST, COVINGTON, KY 41014-1337
Document Number0005900109
Book / PageKC 254 / 815
Instrument DateOct 27, 2023
Instrument23103105900109
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SPRINGWOOD DR, ALEXANDRIA, KY 41001-1384

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 NANCY ST, COVINGTON, KY 41014-1337

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 16, 2019
Property Address1545 NANCY ST, COVINGTON, KY 41014-1337
Document Number0000000182
Book / Page0C6584 / 000237
Instrument DateJan 11, 2019
Instrument182
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$109.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2774 BLUE ROCK RD CINCINNATI OH 452396333, CINCINNATI, OH 45239-6333

Mortgage

Document Number183
DateJan 16, 2019
Book Page0C6584/000240
Instrument183
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 04, 2018
Property Address1545 NANCY ST, COVINGTON, KY 41014-1337
Document Number0000000164
Book / Page0C6383 / 000271
Instrument DateMar 30, 2018
Instrument164
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyPRIORITY NATIONAL TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$14.43
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1545 NANCY ST COVINGTON KY 410141337, COVINGTON, KY 41014-1337

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00 (+23.19%)$170,000 (+23.82%) Land $5,000 Building $165,000$170,000 (+23.82%) Land $5,000 Building $165,000
2023$1,828.00$137,300 Land $5,000 Building $132,300$137,300 Land $5,000 Building $132,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN055-31-08-004.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,036 sqft Finished Area
Gross Area1,068 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1853
Effective Year BuiltEffective 1853
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,227 sqft (0.12 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1545 NANCY ST
CityCOVINGTON
StateKY
Zip41014-1337
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPATTON SEC 7 PT LOTS 144-145 50' WS NANCY ST 25' S PATTON
Legal SubdivisionPATTON
Legal Phase7
Legal Lot Number144,14
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2006
Census Tract61000

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