1528 N Vernon St, Dearborn, MI 48128 Property Records

Wayne County property record for 1528 N Vernon St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,214 sqft · built 1943
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2025)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-172-22-011`

Property Details

APN / Parcel Number

Primary APN	`82-09-172-22-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	839 sqft
Basement Area	839 sqft
Unfinished Basement	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	137 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1528 N VERNON ST
City	DEARBORN
State	MI
Zip	48128-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 252 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF CUMMINGS PARK SUB NO 1
Legal Subdivision	CUMMINGS PARK NO 1
Legal Lot Number	252
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3017
Census Tract	574700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1528 N VERNON ST, DEARBORN, MI 48128-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	202511853
Deed Book / Page	59287 / 11
Prior Transfer Date	Nov 15, 2006
Prior Transfer Doc	0456790738
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1528 N VERNON ST, DEARBORN, MI 48128-1116
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0579150281
Date	Oct 19, 2022
Book Page	57915/281
Instrument	2022314326

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 9, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1528 N VERNON ST, DEARBORN, MI 48128-1116
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 N VERNON ST, DEARBORN, MI 48128-1116

Mortgage

Document Number	0569991159
Date	Sep 1, 2021
Book Page	56999/1159
Instrument	2021329195

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (+39.12%)	$266,000 (+39.12%)
2025	$3,179.00 (-0.22%)
2023		$95,600	$191,200
2019	$3,186.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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