1521 N Vernon St, Dearborn, MI 48128 Property Records

Wayne County property record for 1521 N Vernon St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,704 sqft · built 1955
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2026)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-09-172-21-018`

Property Details

APN / Parcel Number

Primary APN	`82-09-172-21-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	138 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1521 N VERNON ST
City	DEARBORN
State	MI
Zip	48128-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 276 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF CUMMINGS PARK SUB NO 1
Legal Subdivision	CUMMINGS PARK NO 1
Legal Lot Number	276
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3016
Census Tract	574700

Owner

1521 N Vernon St is owned and occupied by an individual who bought it in February 2026.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5732 BINGHAM ST, DEARBORN, MI 48126-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 2, 2025	Warranty Deed, Transfer MINNESOTA TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Sep 2, 2025 · Amount on File
Deed Document Number	202641693
Deed Book / Page	60049 / 1441
Prior Transfer Date	Mar 12, 1999
Prior Transfer Doc	0511901357
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 5, 2026
Property Address	1521 N VERNON ST, DEARBORN, MI 48128-1115
Document Number	0600491441
Book / Page	60049 / 1441
Map Reference	LB 56 PG 7
Instrument Date	Jan 29, 2026
Instrument	2026041693
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14450 W WARREN AVE, DEARBORN, MI 48126-1366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N VERNON ST, DEARBORN, MI 48128-1115

Mortgage

Document Number	0600491443
Date	Feb 5, 2026
Instrument	60049/1443

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 2, 2025
Property Address	1521 N VERNON ST, DEARBORN, MI 48128-1115
Document Number	0597530119
Book / Page	59753 / 119
Map Reference	LB 56 PG 7
Instrument Date	Sep 2, 2025
Instrument	2025249929
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MINNESOTA TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2684 BRIDGE RD, ROSE CITY, MI 48654-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N VERNON ST, DEARBORN, MI 48128-1115

Tax Assessment & Valuation

The 2025 property tax bill for 1521 N Vernon St was $3,645 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,800 (-0.7%)	$313,600 (-0.7%)
2025	$3,645.00 Homeowner's exemption	$157,900	$315,800
2023	$3,375.00 Homeowner's exemption	$114,700	$229,400
2019	$3,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1521 N Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1521 N Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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