Horry County property record for 1528 Cottage Shell Dr, Myrtle Beach, SC 29579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,291 sqft · built 2016 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,400 (Dec 2014) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-10-02-0007 |
| Primary APN | 397-10-02-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,291 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed Porch |
| Deck Area | 192 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1643401287 |
|---|---|
| Street Address | 1528 COTTAGE SHELL DR |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29579-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERBRIDGE PH I; LOT 439 |
| Legal Subdivision | WATERBRIDGE PH I |
| Legal Lot Number | 439 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 60207 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1528 COTTAGE SHELL DR, MYRTLE BEACH, SC 29579-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Deed Document Number | 2014000154840 |
| Deed Book / Page | 3789 / 1268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1528 COTTAGE SHELL DR, MYRTLE BEACH, SC 29579-3820 |
| Document Number | 6143/2081 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1528 COTTAGE SHELL DR MYRTLE BEACH SC 295793820, MYRTLE BEACH, SC 29579-3820 |
| Document Number | 6143/2081 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 006143/002081 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 | ||
| 2024 | $2,282.00 (+8.77%) | $28,088 (+28.92%) Land $7,024 Building $21,064 | $702,204 (+17.04%) Land $175,600 Building $526,604 |
| 2023 | $2,098.00 (-2.42%) | $21,787 (-9.22%) Land $4,892 Building $16,895 | $599,970 (-) Land $135,570 Building $464,400 |
| 2021 | $2,150.00 | $23,999 Land $5,423 Building $18,576 | $599,970 Land $135,570 Building $464,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 6 (2015–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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