Horry County property record for 1524 Cottage Shell Dr, Myrtle Beach, SC 29579
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,438 sqft · built 2015 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Mar 2014) |
| Tax Bill | $5,508 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-10-01-0015 |
| Primary APN | 397-10-01-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | 250 sqft |
| Fence | Fence |
| Gazebo | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1643401288 |
|---|---|
| Street Address | 1524 COTTAGE SHELL DR |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29579-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERBRIDGE PH I; LOT 438 |
| Legal Subdivision | WATERBRIDGE PH I |
| Legal Lot Number | 438 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 60207 |
1524 Cottage Shell Dr is owned by two individuals who bought it in March 2014.
Source: Horry County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 CHESTNUT ST, PORT JEFFERSON STATION, NY 11776-3170 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2014 · Amount on File |
| Deed Sale | Mar 7, 2014 · Amount on File |
| Deed Document Number | 0037191142 |
| Deed Book / Page | 3719 / 1142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1524 COTTAGE SHELL DR, MYRTLE BEACH, SC 29579-3820 |
| Document Number | 6215/3079 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1524 COTTAGE SHELL DR MYRTLE BEACH SC 295793820, MYRTLE BEACH, SC 29579-3820 |
| Document Number | 6215/3079 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 006215/003079 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 20, 2035 |
The 2025 property tax bill for 1524 Cottage Shell Dr was $5,508.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,508.00 | ||
| 2024 | $5,508.00 (+6.76%) | $40,729 (+82.82%) Land $10,536 Building $30,193 | $678,819 (+40.9%) Land $175,600 Building $503,219 |
| 2023 | $5,159.00 | $22,278 Land $5,450 Building $16,828 | $481,770 Land $135,570 Building $346,200 |
| 2021 | $4,828.00 | $28,906 Land $8,134 Building $20,772 | $481,770 Land $135,570 Building $346,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1524 Cottage Shell Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 144 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 6 (2015–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1524 Cottage Shell Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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