1527 Floyd Stalcup Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1527 Floyd Stalcup Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,040 sqft · built 1997
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2026)
Tax Bill	$575 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550003026310000`

Property Details

APN / Parcel Number

Primary APN	`550003026310000`
Alternative APN	`46986`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	1,920 sqft
1st Floor Area	1,040 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	116,741 sqft (2.68 acres)
Lot Dimensions	360 ft deep x 263 ft wide
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	46986
Street Address	1527 FLOYD STALCUP RD
City	MURPHY
State	NC
Zip	28906-2160
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O TR 8 ROBERT SHERLOCK PROP P/O 1577/153
Legal Subdivision	DIVISION OF THE ROBERT SHERLOCK PROPERTY
Legal Tract	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1009
Census Tract	930501

Owner

Source: Cherokee County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1527 FLOYD STALCUP RD, MURPHY, NC 28906-2160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20264501
Deed Book / Page	1808 / 1347
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0000002237
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 31, 2026
Property Address	1527 FLOYD STALCUP RD, MURPHY, NC 28906-2160
Document Number	0000004501
Book / Page	1808 / 1347
Instrument Date	Aug 21, 2026
Instrument	20264501
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 FLOYD STALCUP RD, MURPHY, NC 28906-2160

Mortgage

Document Number	0000004502,
Date	Aug 31, 2026
Instrument	20264502

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 11, 2021
Property Address	1527 FLOYD STALCUP RD, MURPHY, NC 28906-2160
Document Number	001680/457
Book / Page	1680 / 457
Map Reference	CAB H SL 1132
Instrument Date	May 3, 2021
Instrument	3120
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 RITZ RD, MURPHY, NC 28906-0089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1134, MURPHY, NC 28906-1134

Mortgage

Document Number	0001680460
Date	May 11, 2021
Instrument	1680/460

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00	$76,200 (-)	$76,200 (-) Land $19,660 Building $56,540
2023		$76,200	$76,200 Land $19,660 Building $56,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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