1426 Floyd Stalcup Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1426 Floyd Stalcup Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,408 sqft · built 1850
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Mar 2004)
Tax Bill$553 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN550003026502000

Property Details

APN / Parcel Number

Primary APN550003026502000
Alternative APN
  • 12211

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,408 sqft Heated Area
Upper Floors Area504 sqft
FlooringWood
Interior WallsWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area54,886 sqft (1.26 acres)
Lot Dimensions84 ft deep x 505 ft wide
Garage TypeMixed
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number12211
Street Address1426 FLOYD STALCUP RD
CityMURPHY
StateNC
Zip28906-2395
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBRASSTOWN SECTION 1090/38
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1019
Census Tract930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1426 FLOYD STALCUP RD, MURPHY, NC 28906-2395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2004 · Amount on Record
Deed SaleMar 1, 2004 · Amount on Record
Deed Document Number0000466109
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1426 FLOYD STALCUP RD, MURPHY, NC 28906-2395
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1426 FLOYD STALCUP RD, MURPHY, NC 28906-2395

Mortgage

Document Number01718/1115
DateAug 17, 2022
Book Page1718/1115
Instrument5358
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$553.00$72,700 (+0.03%)$72,700 (+0.03%) Land $12,870 Building $59,830
2023$72,680$72,680 Land $12,870 Building $59,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Floyd Stalcup Rd

Nearby Streets

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