TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
15256 LA PLATA CT, RAMONA, CA 92065-4514
Mortgage
Document Number
0000514298
Date
Jul 19, 2021
Instrument
2021-0514298
Lender
Name
PLAZA HOME MORTGAGE INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2051
April 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 14, 2021
Property Address
15256 LA PLATA CT, RAMONA, CA 92065-4514
Document Number
0000290494
Map Reference
MAP 8031
Instrument Date
Mar 18, 2021
Instrument
2021-0290494
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15256 LA PLATA CT, RAMONA, CA 92065-4514
Investor
Possibly a Property Investor
Mortgage
Document Number
0000290495
Date
Apr 14, 2021
Instrument
2021-0290495
Lender
Name
ANCHOR LOANS INC
Type
Mortgage Company
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Mortgage
Document Number
0000290496
Date
Apr 14, 2021
Instrument
2021-0290496
Lender
Name
MATTHEW THOAI NGUYEN
Type
Private Party
Address
1501 FRONT ST UNIT 513, SAN DIEGO, CA 92101
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
December 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 3, 2020
Property Address
15256 LA PLATA CT, RAMONA, CA 92065-4514
Document Number
0000773630
Map Reference
MAP 8031
Instrument Date
Nov 17, 2020
Instrument
2020-0773630
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
CHICAGO TITLE COMPANY SD
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15256 LA PLATA CT, RAMONA, CA 92065-4514
Mortgage
Document Number
0000773631
Date
Dec 3, 2020
Instrument
2020-0773631
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 1, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.62%
Type Change Date
Dec 1, 2027
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
7.62%
Index
1-Year LIBOR
Max Rate
7.62%
Tax Assessment & Valuation
The 2025 property tax bill for 15256 la Plata Ct was $9,092.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$779,348 (+2%)Land $353,596Building $425,752
2025
$9,092.00
$764,067Land $346,663Building $417,404
2023
$8,568.00 (-0.84%)
$734,399Land $333,202Building $401,197
2022
$8,641.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 15256 la Plata Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2014)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2014 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15256 la Plata Ct is extreme, ranking above 99.3% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 99.3% of the US · above 95% of California
Wildfire Likelihood
4% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025