1526 Florida St, Key West, FL 33040 Property Records

Monroe County property record for 1526 Florida St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,293 sqft · built 1958
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Jan 2018)
Tax Bill	$16,986 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00059400-000000`

Property Details

APN / Parcel Number

Primary APN	`00059400-000000`
Alternative APNs	`01010100059400000000` `1059862`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	2,293 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	98 ft deep x 88 ft wide
Garage Type	Covered
Garage Area	216 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	986 sqft
Patio Area	1,588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1059862
Street Address	1526 FLORIDA ST
City	KEY WEST
State	FL
Zip	33040-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	KW PROG LAND IMP CO DIAG PB 1-5 LOTS 11 & 12 SQR 2 TR 28 OR42-344/45 OR792-1206/07 OR2513-2290/92AFF OR2513-2304/06 OR2717-2469/71 OR2735-1242/44 OR2886-1579/80
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	PROGRESSIVE LAND IMPROVEMENT CO
Legal Tract	28
Legal Lot Number	11,12
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1031
Census Tract	972000

Owner

1526 Florida St is owned by two individuals who bought it in January 2018.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7 OSWEGO AVE, EAST ATLANTIC BEACH, NY 11561-1016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Prior Sale	Apr 19, 2011 · Amount on File
Deed Document Number	20182150520
Deed Book / Page	2886 / 1579
Prior Transfer Date	Apr 14, 2015
Prior Transfer Doc	0027351242
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 9, 2018
Property Address	1526 FLORIDA ST, KEY WEST, FL 33040-5062
Document Number	0028861579
Book / Page	2886 / 1579
Map Reference	MB1 PG5
Instrument Date	Jan 8, 2018
Instrument	2150520
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1526 FLORIDA ST, 1526, KEY WEST, FL 33040-5062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	7 OSWEGO AVE, EAST ATLANTIC BEACH, NY 11561-1016

Mortgage

Document Number	0002150521
Date	Jan 9, 2018
Instrument	2150521

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,405,697 Land $970,028 Building $1,435,669	$2,405,697 Land $970,028 Building $1,435,669
2024	$16,986.00 (+7.42%)
2023	$15,813.00 (+12.96%)	$2,104,281 (+15.21%) Land $1,004,437 Building $1,099,844	$2,104,281 (+15.21%) Land $1,004,437 Building $1,099,844
2022	$13,999.00	$1,826,502 Land $714,412 Building $1,112,090	$1,826,502 Land $714,412 Building $1,112,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1526 Florida St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1526 Florida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20