1215 Florida St, Key West, FL 33040 Property Records

Monroe County property record for 1215 Florida St, Key West, FL 33040

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,316 sqft · built 1912
Lot Size0.091 acres (3,960 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Apr 2004)
Tax Bill$4,396 (2024)
Flood ZoneZone AE (high risk)
APN00035640-000000

Property Details

APN / Parcel Number

Primary APN00035640-000000
Alternative APNs
  • 01010100035640000000
  • 1036501

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2014
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,960 sqft (0.091 acres)
Lot Dimensions90 ft deep x 44 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area328 sqft
Patio Area234 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1036501
Street Address1215 FLORIDA ST
CityKEY WEST
StateFL
Zip33040-3464
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHMDR
Legal DescriptionKW MOFFATS SUB PB1-12 LOT 1 SQR 6 TR 14 G3-38 OR437-441 COUNTY JUDGES DOCKET 11-123 OR850-2071/72 OR1994-262 OR2070-646/47
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionMOFFATS SUB
Legal Tract14
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1008
Census Tract972200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1215 Florida St, a duplex, is owned and occupied by an individual who acquired it in December 2004.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address1215 FLORIDA ST, KEY WEST, FL 33040-3464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2004 · Amount on File
Deed SaleApr 9, 2004 · Amount on File
Prior SaleMar 1, 1982 · Amount on File
Deed Book / Page1994 / 262
Last Transfer DateDec 14, 2004
Transfer Doc0020700646
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$490,499$918,188 Land $658,984 Building $259,204
2024$4,396.00 (+5.37%)
2023$4,172.00 (+6.32%) Homeowner's exemption$437,461 (+5.14%)$732,997 (+10.04%) Land $501,475 Building $231,522
2022$3,924.00 Homeowner's exemption$416,070$666,123 Land $432,511 Building $233,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1215 Florida St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 178 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 9 condo units
Nearby Flood Claims138 (1980–2017)
Claims Outside the SFHA8 of 138
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 12 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1215 Florida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Florida St

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