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15258 Armes Ct, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 15258 Armes Ct, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,538 sqft · built 1952
Lot Size0.633 acres (27,500 sqft)
Owner2 Individual Names on File
Last Sale$252,000 (Nov 2023)
Tax Bill$3,449 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN143689 349.20-2-44

Property Details

APN / Parcel Number

Primary APN143689 349.20-2-44
Alternative APNs
  • 36893492000002044000
  • 019 0026200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,538 sqft Living Area
1st Floor Area926 sqft
Upper Floors Area612 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area27,500 sqft (0.633 acres)
Lot Dimensions275 ft deep x 100 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number019 0026200
Street Address15258 ARMES CT
CityGOWANDA
StateNY
Zip14070-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALTEMUS HGWY ABRAMS CRASSI .5A
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number44.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2075
Census Tract17502

Owner

15258 Armes Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address15258 ARMES CT, GOWANDA, NY 14070-9750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
May 22, 2020Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2023 · Amount on File
Deed SaleNov 28, 2023 · Amount on File
Prior SaleAug 15, 2016 · Amount on File
Deed Document Number2023204585
Deed Book / Page11424 / 9259
Prior Transfer DateJun 23, 2003
Prior Transfer Doc0000001199
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateNov 28, 2023
Property Address15258 ARMES CT, GOWANDA, NY 14070-9750
Document Number0114249259
Book / Page11424 / 9259
Instrument DateNov 21, 2023
Instrument2023204585
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15258 ARMES CT, GOWANDA, NY 14070-9750

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 VERMONT ST, BUFFALO, NY 14213-2551

Mortgage

Document Number0141114858
DateNov 28, 2023
Instrument14111/4858
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address15258 ARMES CT, GOWANDA, NY 14070-9750
Transaction TypeMortgage
Record UpdatedDec 7, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address15258 ARMES CT, GOWANDA, NY 14070-9750

Mortgage

Document Number0140719812
DateOct 21, 2022
Book Page14071/9812
Instrument2022200817
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address15258 ARMES CT, GOWANDA, NY 14070-9750
Document Number0139419548
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address15258 ARMES CT GOWANDA NY 140709750, GOWANDA, NY 14070-9750

Mortgage

Document Number0139419548
DateJun 4, 2020
Book Page013941/009548
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 3, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15258 Armes Ct was $3,449, up 143.1% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,449.00 (+143.06%)
2025$1,419.00 (-12.08%)$73,900 (-) Land $7,800 Building $66,100$263,900 (+21.42%) Land $27,854 Building $236,046
2024$1,614.00$73,900 (-) Land $7,800 Building $66,100$217,353 (+5.87%) Land $22,941 Building $194,412
2023$73,900 (-) Land $7,800 Building $66,100$205,300 (+16.65%) Land $21,669 Building $183,631
2022$73,900 Land $7,800 Building $66,100$176,000 Land $18,576 Building $157,424
2021$1,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15258 Armes Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2009)
Most Recent ClaimAug 2009 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15258 Armes Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

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