1525 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1525 Valencia Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 3,180 sqft · built 1982
Lot Size	11.9 acres (520,368 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Sep 2006)
Tax Bill	$20,240 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-132-62`

Property Details

APN / Parcel Number

Primary APN	`041-132-62`
Alternative APN	`041-132-62-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,180 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	520,368 sqft
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1525 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9782
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	PM51 34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1525 VALENCIA RD, APTOS, CA 95003-9782
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2006 · Amount on Record
Deed Sale	Sep 27, 2006 · Amount on Record
Deed Document Number	200656403
Last Transfer Date	Mar 15, 2007
Transfer Doc	0000015398
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1525 VALENCIA RD, APTOS, CA 95003-9782
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 VALENCIA RD, APTOS, CA 95003-9782

Mortgage

Document Number	0000004873
Date	Mar 22, 2023
Instrument	2023-0004873

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1525 VALENCIA RD, APTOS, CA 95003-9782
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 VALENCIA RD, APTOS, CA 95003-9782

Mortgage

Document Number	0000021475
Date	Apr 14, 2021
Instrument	2021-0021475

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1525 VALENCIA RD, APTOS, CA 95003-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014796
Date	Jun 3, 2019
Instrument	2019-0014796

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1525 VALENCIA RD, APTOS, CA 95003-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036640
Date	Nov 22, 2019
Instrument	2019-0036640

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,776,563 (+2%) Land $1,024,940 Building $751,623
2025	$20,240.00 (+9.12%)	$1,741,729 (+4.04%) Land $1,004,844 Building $736,885
2023	$18,548.00 (+1.77%)	$1,674,095 Land $965,824 Building $708,271	$1,484,550
2022	$18,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Spectrum, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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