1400 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1400 Valencia Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 6,559 sqft · built 1993
Lot Size	23.6 acres (1,028,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (May 2018)
Tax Bill	$34,250 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-201-75`

Property Details

APN / Parcel Number

Primary APN	`041-201-75`
Alternative APN	`041-201-75-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	6,559 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,028,452 sqft
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Deck Area	792 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1400 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APTOS RANCHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 VALENCIA RD, APTOS, CA 95003-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 3, 2018	Grant Deed, Transfer · ARM BOFI FEDERAL BANK
May 3, 2018	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	201813375
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	0000028419
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1400 VALENCIA RD, APTOS, CA 95003-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021065
Date	Jul 26, 2019
Instrument	2019-0021065

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 3, 2018
Property Address	1400 VALENCIA RD, APTOS, CA 95003-9782
Document Number	0000013375
Map Reference	MB 7 PG 57
Instrument Date	May 1, 2018
Instrument	2018-0013375
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE COMPANY O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1400 VALENCIA RD, APTOS, CA 95003-9782

Mortgage

Document Number	0000013376
Date	May 3, 2018
Instrument	2018-0013376

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Max Rate	11.3%

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	May 3, 2018
Property Address	1400 VALENCIA RD, APTOS, CA 95003-9782
Document Number	0000013374
Instrument Date	Feb 22, 2018
Instrument	13374
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3321 DOCER RD REDWOOD CITY CA 94061, REDWOOD CITY, CA 94061

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,082,192 (+36.53%) Land $2,089,055 Building $1,993,137
2025	$34,250.00 (+24.55%) Homeowner's exemption	$2,989,908 (+18.86%) Land $2,048,093 Building $941,815
2023	$27,498.00 (+1.71%) Homeowner's exemption	$2,515,386 Land $1,968,563 Building $546,823	$2,320,110
2022	$27,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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